Set up your account, input all your regular outgoings and incomings (so you don’t have to do it the once) and then use the program to record all other transactions, letting you see exactly where you stand with regards to your finances.Įverything you expect from a personal finance package is here: record and view transactions, produce various reports and charts to help you track your spending, set up budgets, track investments and so on. Over time the savings begin to pile up into the hundreds and thousands, leaving you better off in all kinds of ways.ĭoing all this by hand is slow and painful, which is where your PC and programs like AceMoney come in. Instead of relying on your bank statement – usually at least 24 hours out of date, and taking no account of your regular outgoings – you record each and every transaction on a regular basis, so you always know exactly how much cash is in your account. The quickest and most effective way to save money is simply to make a record of all your incomings and outgoings.

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